Going with Credit Solutions was a huge mistake. They to nothing for you and charge you a ton. I made 2 payment to them before I realized how they worked and then canceled. If you are looking to get out of debt, look somewhere else. They tell you they will settle for a lot less but by the time they do, your balance has gone way up because of fees and pentalies. All they do is ask you to save money and once you have some saved they say you can pay this creditor now. What a joke! Their service is great untill you sign up then you can't get any service at all. The one time I did get through I heard a manger tell the person I was talking to she was taking to much time and to hurry up. Once again What a joke!


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1. Written by Joe, on 29-10-2008 23:18

Credit Solutions is a great company You do not get in to debt over night and you certainly cant expect to either. The unhappy people here probably were seeking instant gratification. Take the word from someone who actually went through the whole program...... more credibility lies there. Im just sayin'

2. Written by bob5397, on 20-10-2008 21:06

Has anybody had any luck getting their money back from Credit Solutions?

3. Written by John, on 18-10-2008 16:27

Yep, This place is wuite the scam. They talk a great game but when it came down to it...it made things worse for me.  

I was told That I would get immediate relief and some time and a chance to save some money to pay off these debts.  

Well they spoke to creditors all right.Best they could do was negotiate a 50% reduction but it must be paid in two installments...immediately. 

After speaking with the creditors directly, I was informed that majority of this the collection agencies will negotiate directly with the consumer...No Need for Credit Solutions. 

In fact the one creditor I spoke to told me they will cease doing business with them. 

Save your money.. 

They ripped me of for 3 big payments until I canceled out.

4. Written by Betty, on 05-10-2008 09:35

Most of them work this way. The one I used was Fidelity Debt Solutions. You are right, they do nothing but hold your payments in a "special account" until you gradually build it up. And like you said this takes up to several years and during that time late fees and penalties are applied and worst yet, creditors sell these accounts to the ruthless collection firms and most of these are attorneys and they will not hesitate to take legal action against you. Do your homework and go with a debt solution company that is capable of immediately making payments to your creditors. Customer service is indeed a joke with these places. I don't think I ever talked to the same person twice in the 9 months we were with Fidelity and each person we talked to gave contradictory information.

Comments on Credit solutions is a joke!

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