Credit Solutions is a SCAM and I got suckered in. The stated that they were approved by the BBB; yet, their rating is an F and now I have to figure out what I'm going to do next. They don't care about you as individuals. It is all about control and money. Lesson learned. I'm going to the BBB and OAG. If enough people complain, it will inevitably result in their demise at some point. I can't believe they scam people like this and it is all to take advantage of them. Waht a shame, shame, shame.


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1. Written by I should have known better, on 25-02-2009 21:14

On January 14, 2008, the Idaho Department of Finance agreed to settle a court case against Credit Solutions of America, Inc. In 2007, after reviewing the company's activities, the Director of the Idaho Department of Finance alleged that Credit Solutions violated the Idaho Collection Agency Act by providing credit counseling services without a state issued license BBB Definition: 

 

license - A permit or accreditation required by the State, Province, County or Municipality where a company is located indicating competence or professional certification that allows the company to provide products or services related to their particular field or industry.  

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Credit Solutions of America entered into 484 agreements to contact and negotiate with creditors to reduce debts for its clients. The company requested a limited power of attorney. The company then contacted creditors on behalf of the debtors and "instructed the creditors to cease and desist all communication with the debtors." According to the Department of Finance the respondent "was paid $591,561.95" for the abovementioned services.  

The Consent Order states that, "The Idaho Code section 26-2223 requires that any person or entity acting as a collection agency or credit counselor, or engaging or offering to engage in the business of credit repair, in Idaho, must first obtain a permit to do so from the Department of Finance."Idaho defines "credit counselor" as any person" engaged or offering to engage in the business of proving counseling or other services to debtors in the management of their debts, and contracting with the debtor to effect the adjustment, compromise, or discharge of any account, note or other indebtedness of the debtor."  

Credit Solutions of America has agreed to refund all of its Idaho customers. The total refunded amount was $588,000.

2. Written by Hector, on 25-02-2009 20:53

A class action lawsuit has been filed against them. 

 

I also used them and cancled thier services. 

 

I planning to sue them.

3. Written by Danny B, on 12-02-2009 18:09

Your are not alone. There has to be some way to bring these people down?

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