Scam Artists

Credit Solutions cost me a lot of money and years of damage to my credit. I believe they did nothing for the money they were paid. I was not even late on payments to creditors when signing on. Within 6 months a creditor took me to arbitration (which is unheard of). They could not get any return calls from Credit Solutions and neither could I. The damage will be thousands and thousands and will last for years. They are scam artists. If I was able to communicate with them, I would be so angry I couldn't even sleep. They were very damaging to my personal situation and I would like to see them out of business.

Comments (9)

1. Written by T, on 10-09-2008 17:10 Credit Solutions is joke, they took my money and I got sued by Chase. Report

2. Written by Consider This, on 10-08-2008 04:33 A. CSA has one of the worst BBB ratings possible         B. CSA *needed to approach* Ripoffreport.com for help         C. CSA deserves to rob you of your money *if you still choose them after reading the above* Report

3. Written by badadada, on 23-05-2008 21:53 to get your money back, you need to threaten them with going to the BBB and the Attorney General. that'll get you some of the money back, but not all. Report

4. Written by Jake, on 13-05-2008 11:50 Hey Joe - I assure you I'm a real person and I really got screwed by Credit Solutions. It seems there are quite a few people in that same boat. Like I said - ANYTHING THEY CAN SETTLE, YOU CAN SETTLE YOURSELF! They have the worst customer service I've ever experienced. You can call up there and wait on hold for someone for 10 minutes - then get cut off so you can't leave a message. There is no reason to pay someone to settle your debts when you can do it yourself. Don't trust them. Save yourself the headache and money. Find another alternative. They WILL make matters worse. Report

5. Written by Joe, on 12-05-2008 22:56 Let's be realistic. My account for $125K was just settled this past March. And was done as it was explain to me. And the many horror stories here I'm going to be the positive one. We need help getting out of the deceptive practices of the credit card companies. The sign up for lower interest rate now and bump it to 21% for a late payment. I talked to a lawyer friend to see if its a good idea and he said "It's a regulated just like securities and insurance. Do you really think that if CSA was a scam that they would still be in business?" They helped me. *** these posts are probably from the credit card company employees trying to scare you out. It's a free message board with no real names. For the past 20 years credit card companies have gotten more rights to keep more of our money. So why not use a fake message board to do more of the same. They even changed the freaking bankruptcy laws to that you have to be living in a card board box to file now. You don't have to use CSA use any company you want. But don't let these credit card companies keep you bound to their contracts and steep interest rates. Get out as soon as you can. I did and it's going to cost me on my credit report. But I can actually say that they settled for me. It took me 4 years but guess what I got out from under the credit card companys. I'm a free man! Report

6. Written by just2talk23, on 11-05-2008 18:59 I have been with the company for 3 months and was current with all my bills till i signed up with them and they promised over and over i wouldnt be sued but guess what after i signed up 3 months later here i am being sued and all they did for me was make payment arrangements i still have to go to court and will have a judgement against me but the thingsi the payments are more than what i was paying the monthly credit card bill in the first lplace this place is a total rip off Report

7. Written by Jake, on 06-05-2008 13:34 YES! NEVER EVER EVER use this company. They are a total scam. Any debt they can settle, you can settle your self. If they can't settle it - you can most likely still settle it yourself. They have horrible customer service and they already have an unsatisfactory rating with the BBB - so don't bother complaining to the BBB about them!! I paid them $2000 and they never did settle a debt for me. Now they don't want to give me all my money back. We even got sued by one of the creditors they were "working with". Credit Solutions is a HUGE SCAM - NEVER USE THEM!! Report

8. Written by mindy, on 01-05-2008 18:18 I need to get out, I have been dealing with them for over 2 yrs, with no results, just leins on my house and court dates. I stopped paying them since I couldn't get anyone to answer my questions. I talked to collectoin agencies and they all tell me to get a lawyer and sue CSA, but I dont' have the money for that. Is there anything I can do? Report

9. Written by jsdeason2, on 28-04-2008 21:50 I JUST signed up, last month, and already have arbitration filed and keep getting calls and letters from creditors. Nobody can reach these people and neither can I. HELP what do i do?? Report

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