Comment Comments (7) |  |
| 1. Written by jack mehoffer, on 05-10-2009 00:32 Keith is a *** idiot for filing bk |
| 2. Written by creditsoultionsisascam, on 24-09-2009 17:51 After being in the program 9 months late fees and intrest have raised the balances over $25,000!!! Every settlement offer is greater than the original balance. When you sign up they say "don't wory getting sued is very rare." When you are served with papers they say "Sorry, that's not true" |
| 3. Written by , on 23-09-2009 22:37 I enrolled with CSA 5 months ago in order to help a friend, who worked there, get his bonus. (Friend spent one month working there, then quit and didn't tell me.) At the time, I had excellent credit, but was drowning in debt and the thought of only having to pay half of that debt was what pushed me to enroll. After spending all day on BBB.org, I'm starting to freak out a little bit and plan on cancelling my accounts with CSA tomorrow. Wish me luck! |
| 4. Written by no name, on 27-07-2009 18:49 to all you naysayers: Credit Solutions is a great company, and they do exactly what they say they will do so long as you do your part. No one got themselves in debt over night nor are you going to get out over night. I would be willing to bet had any of you that stayed in the program longer than a few months before getting angry and cancelling would have gotten the exact service promised as i did. |
| 5. Written by Keith, on 24-07-2009 11:40 I feel everyones pain in dealing with this company. I was enrolled with them and within a couple of months i was being sued by three of my creditors. I eventually called CSA and told them to cancel my account and that i would be contacting the BBB and my states attorney general regarding their business practices. Well apparently that threat worked as i was sent a refund of all my money. I then went to work with my creditors on my own and in the end i ended up filing bankruptcy because of everything falling so far behind i could not catch up on the payments. My advice...stay away from this company.. |
| 6. Written by NoName, on 27-04-2009 11:08 people think its a magic cure all and its it's not. READ the fine print in your paperwork....it states that your credit rating can go down and there are chances that the creditors won't work with them and you can still get sued. READ PEOPLE READ!!!! honestly i signed up for their program and had nothing but great customer service. prompt responses and hard work. anyone who is having bad luck with credit solutions its your own fault. do your homework and read the paperwork. also its a team effort. call them, send them any and all papers you get from the creditors. in my opinion this program is good for people who already have bad credit and the debt is already onto a 3rd party collector. if the debt is still with the original credit card company its easier to work out a plan with them. once it goes to 3rd party collectors (AKA: bottomfeeding scumbags who refuse to work with you) then use CS. i will be giving CS an OUTSTANDING report to the BBB. |
| 7. Written by joyfulascanb, on 14-04-2009 19:43 I was in the same boat as you. My creditors were getting paid but, I knew I needed help so I enrolled with them last summer. After seeing all the bad reviews I cancelled with them. I brought it up to them a few points about what they hide from the consumer but, didn't respond to my comment. They fail to tell you about the interest that has to be reported to IRS. They told me not to pay any of the creditors to save at least 43.00 a month and when a offer comes then they would deal with the creditor. Stop and think how long it would take to save up 43.00 a month compared to the amount you owe on the credit cards it probably would be a year or so before you could even pay the first creditor. By that time the creditor will be taking you to court. But, you pay them the 200.00 and some. Take that 200.00 and pay your creditors what you can. Just to give you a few pointers I found a credit counseling company from here in my City and state. They charge me 25.00 a month they dealt with my creditors and have already paid 3 creditors off since November. I am very pleased with them. I recieve statements on all the payments from them and my creditors every month. So, just to give you an idea on what to do now find a reputable credit counseling company near you ask questions and I think you will not go wrong. I even called 3 of my creditors and handled them my self and they worked with me. Just don't give up. Good luck to you |
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